
Dogecoin (DOGE) has taken a sharp hit, losing 57% of its value over the past three months as large holders offload their positions.
While DOGE remains a well-known meme coin, its reliance on hype and lack of real utility have made it vulnerable to market shifts.
As whales exit, attention is turning to Mutuum Finance (MUTM), a rising DeFi project with structured growth potential.
With a presale already nearing its next phase and an anticipated surge of 1500%, investors are starting to reconsider where the real opportunities lie.
Mutuum Finance (MUTM)
Mutuum Finance (MUTM) is a decentralized lending protocol designed to give users control over their assets while generating passive income.
Unlike traditional financial systems that rely on intermediaries, Mutuum operates through smart contracts, allowing users to lend and borrow crypto securely and transparently.
By offering real financial utilities, it stands apart from speculative tokens and provides long-term value.
The platform works by enabling two key roles: suppliers and borrowers. Suppliers deposit assets into liquidity pools and earn interest over time, while borrowers use their crypto as collateral to access liquidity without selling their holdings.
The system is structured with a dynamic interest model that adjusts rates based on supply and demand, ensuring a balanced and sustainable lending environment.
For example, a supplier investing $5,000 in USDT into Mutuum’s lending pool receives mtUSDT tokens, which represent their deposit.
The balance grows passively over time, with the annual percentage yield (APY) adjusting based on market demand.
Instead of simply holding their USDT, they now earn additional crypto without any active trading, making it a low-risk way to generate returns.
On the borrowing side, users can leverage their existing assets without selling them.
For instance, a borrower holding 25 SOL can use it as collateral to borrow stablecoins, with the Loan-to-Value (LTV) ratio depending on the asset’s risk profile and market conditions.
This allows the borrower to access liquidity while keeping their SOL, benefiting from potential price appreciation without losing ownership.

At the core of Mutuum’s system is mtTokens, which act as interest-bearing tokens for suppliers.
These tokens continuously increase in value as interest accrues, meaning lenders always receive more than they initially deposited when they decide to withdraw.
This mechanism enhances long-term sustainability while offering users a seamless way to earn through DeFi.
Dogecoin (DOGE)
Dogecoin (DOGE) has dropped 57% in the past three months, falling from $0.47 to around $0.20 as large holders sell off their positions.
Whale movements have intensified, with millions of DOGE being transferred to unknown wallets, raising concerns about market stability.
Despite maintaining strong daily trading volume, DOGE’s growth remains heavily reliant on speculation.
With no major developments or adoption catalysts, its long-term trajectory remains uncertain, leaving investors searching for alternatives with stronger fundamentals.
Dogecoin (DOGE) whales shift to MUTM in search of recovery
Mutuum Finance (MUTM) is quickly becoming the go-to option for investors looking for a fresh opportunity in the DeFi space.
With Dogecoin (DOGE) whales shifting their focus, MUTM’s presale has gained impressive momentum, raising over $2.5 million and securing more than 4,750 holders.
The second phase of the presale is already 81% complete, with the token currently priced at $0.015 before the price jumps to $0.02 in the next phase.
Investors are rushing to secure their positions at the lowest possible price, recognizing the potential for massive gains.
Once the presale is completed, MUTM will launch on exchanges at $0.06, already giving early buyers a 300% return before further market appreciation kicks in.
Analysts predict that, due to increasing demand and Mutuum’s structured financial model, the token will see a surge of 1,500% shortly after launch, pushing the price past $0.23.
Mutuum Finance’s bullish potential is further reinforced by its plan to launch a beta version of its lending platform alongside the token’s exchange debut.
This ensures that MUTM will enter the market with immediate real-world utility, setting it apart from speculative assets.
As users begin supplying and borrowing crypto through the platform, demand for MUTM is expected to rise, driving long-term growth.
Combined with the buy-and-distribute mechanism, which continuously creates buy pressure, the project is positioning itself as one of the most promising investments for 2025.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.finance/
Linktree: https://linktr.ee/mutuumfinance
Source : https://invezz.com/news/2025/03/10/dogecoin-doge-falls-57-in-3-months-as-whales-move-to-a-token-with-1500-potential/